Florida Statutes Chapter 440 — Workers' Compensation
Workers' compensation: who must be covered, construction-industry exemptions, and the exclusive-remedy bargain between employer and employee.
6 questions in our bank cite this reference.
The one thing to know
The construction industry rule is stricter than the general rule — coverage required with just one employee. Exemption questions hinge on the officer/ownership limits.
Your tab set
Florida exams allow pre-tabbed, highlighted references. Build these tabs before exam day, in book order.
1+ employee rule for construction, 4+ for non-construction; contractor's liability for uninsured subs
Corporate officer exemptions, ownership and count limits
Employer immunity from employee suits when coverage is in place
Employee's 30-day notice; employer's report to the carrier within 7 days
Highlight the question, underline the answer
Don't just tab your books — mark them as you practice. Every time a question sends you into a reference, leave a two-part mark behind: highlight the passage the question is about, and underline the exact words that answer it. Do this through your whole question bank and the book turns into a map of the tested material — so on exam day you recognize the spot, not just the section.
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Highlight what the question asks about
When you look up a practice question, highlight the sentence or table the question turns on. That block is now a visual landmark you'll spot on a fast flip.
- 2
Underline the exact answer
Inside the highlight, underline the specific number, deadline, or phrase that is the answer — with a fine-tip pen. Highlight = the topic; underline = the fact.
- 3
Color-code by what trips you up
Use one highlighter color for deadlines and numbers, another for definitions, a third for the answers you got wrong twice. Your weak spots become the brightest marks in the book.
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Let your tabs and marks compound
A tab gets you to the chapter; the highlight gets you to the paragraph; the underline gets you to the answer. Built up across a full question bank, that three-layer trail is the open-book skill the exam actually tests.
All marking must be done before you walk in — the rules allow pre-marked books but bar making any new marks (or bringing notes) during the exam.
Navigating under time pressure
- Definitions including 'employment' thresholds are in 440.02.
- Officer exemption mechanics (10% ownership, max 3 officers in construction) are in 440.02 and 440.05.
- A contractor is responsible for coverage of an uninsured sub's employees — that rule is 440.10.